Video Creator’s Channel Dr. Steve Turley

Hey Everyone How Many Of You Remember Hearing

about Bank of America Corporation turning over private customer data to federal authorities on people who hadn’t even been accused of any crime. It was all part of an effort to help hunt for so-called extremists in cooperation with the government right after January 6. well what if I told you that you actually have the power to be your own bank and be free from these woke warriors once and for all well that’s exactly what our guest today is going to show us. I want to welcome back Michael Lush. Michael is the founder and CeO of replace your mortgage and as you’ll find out he is very very passionate about giving you the tools you need to be financially free from all things woke so Michael great to have you back here thank you so much for being with.

Again Yeah! Thanks Thanks For Having

me I appreciate it Yeah! It’s funny when you were bringing up Bank of America I was in Charlotte, North Carolina living at the time. Actually I was starting off my banking career in Charlotte, North Carolina, and it was the local talk of the town. It wasn’t something that made headline news back in the day. This was 2001 2002 but Bank of America never wanted to buy country-wise so you talk about how you know you got the banks that that are turning over your personal data to the government um you know so obviously they’re not your friend or in your back pocket and the government is somebody. You always have to keep an eye on that’s that’s why we have the republic that we have um so back in 2001 2002 Bank of America never wanted to buy countrywide.

It Was Actually Kenneth Lewis At The Time

was the CeO of Bank of America told them he’s like look. I don’t want to buy countrywide because countrywide was going under Bank of America’s largest bank at the time, and the government all but stuck a gun to his head and said No you guys need to buy countrywide, so they buy. He’s the reason why he did not want to buy country water was countrywide had tons of toxic paper on their balance sheet so Bank of America did not want to own that and I think that you know Ken Lewis kind of saw around the curve and knew what was coming so. Shortly after. Bank of America bought countrywide.

Bank Of America Was Fined By The

federal government in the tune of I think two billion dollars pretty close to two billion dollars, so wow yeah you. Talk about a pretty profitable racket that they’ve got going on well. Yeah explain for us how these all these practices relate to this notion of a central bank. I don’t know how many people actually understand um the the the creation of central banks and around the world and how they they really radically affect our nation and the finances. The way we do banking and the like what is a central bank.

How Does Bank Of America Relate To That

and the like yeah so central banks actually are the backstop of your community banks and credit unions. So you know the federal reserve is a central bank and I want to remind the listeners that the federal reserve is neither federal nor is it a reserve. It’s not part of our government. They have complete autonomy. They also are not a reserve.

They Really Dont Have All.

the cash they just have the ability to effectuate our monetary policy and so they what they do for banks is give the banks the ability to execute fractional reserve lending so for every dollar you put in a bank a bank can lend out ten dollars as opposed to prior to a central bank banks if they had a dollar in deposits, then that’s the the amount that they could lend out now They’re lending out 10 times the amount which in a lot of cases. If you read the legal lease of a mortgage, it’s not even legal of what they’re doing they should not be because if they have to securitize your loan against something of real value, but if they’re lending out 10 times what they actually have in deposits, then what where’s their security and they’re legally supposed to have that but in some cases. They don’t and there have been lawsuits where folks have fought that and actually gotten their home free and clear because they proved that they were loaned money that was never secured by the bank to begin with but back to your question of the central banks that’s what central banks do now This started hundreds of years ago. One of the more popular families was the Rothschilds that started the central banks.

You Have The Oppenheimers The Shifts And The

Warbar Warburgs. Those are the families that really created the central banks and you know what’s ironic if you ask me a question well what countries have a central bank it’s actually easier to answer what countries Don’t have a central bank so for example, now this was you know that this has probably changed just a tad over the last 20 years, but up until 2000 2005 there’s. This very small list of banks. I’m sorry very small list of countries that did not have a central bank now. Once I tell you this list you tell me what they all have in common.

Number One Iraq Two Sedan Three Libya

four Cuba five North Korea, six Iran. Number seven Afghanistan. Oh They’re all our friends yeah. It’s all the countries that we would love to go to war with right and have gone to war with right. you know if and it’s actually it was um.

The Father Of The Rothschilds That Made

the comment he says I care not what the policies or politics are of a country as long as I control their money supply right which is true. Now you control the money you control everything you control votes you cannot even control the ideology of a country if you control the money. supply so that is one of the main reasons of a central bank is to control our monetary policy, which will also in the long run control our ideology as well wow. I mean you look at things like certain social media platforms, things that you can or cannot say you know. I have a Youtube channel.

I Have A Facebook Profile.

I have a facebook page and things of that nature To a certain extent. You almost have to play with inside of their sandbox as a business because you have to be you know woke you you’re part you’re participating in part of that canceled culture and if you get outside of what they really want you to think and how they really want you to act. Then you know the repercussions could be detrimental to your business that’s right that’s right absolutely Maya might so what’s. What’s the solution to all this? How how can we be free from wokeness and all this government overreach when it comes to our banking.

One Is To Decide That You Dont

have to participate and we really don’t, so you know you talked about in the beginning creating your own bank. It’s actually it sounds extremely lucrative and it can be for you. But it also sounds very expensive for the average American but it doesn’t have to be creating your own bank and not participating with a bank. Like you Don’t have to have a checking account you Don’t have to have a mortgage to finance real estate. You can actually create your own bank and funnel your income into your own bank and start financing everything about your life including real estate through your own bank.

So If You Dont Participate And We

do that with the masses then then we can actually affect some type of real change in this country, but until we figure that out and this isn’t something that’s a secret. This is something the wealthy has done for a long time. I mean you take a look at you know just our taxation strategies in this in this country like for instance, when it comes to lending guidelines okay if you were to you and I were to go get a loan, What do we have to do to get a loan or a mortgage from a bank well. We have to prove our income right well. How do you prove your income well it’s not through bank statements.

You Know You And I Are

both entrepreneurs so you know we have bank statements that could show one number then we. got to go tell the irs of every single dollar that we’ve ever made but keep in mind as business owners, What else are we doing? We’re employing people we pay workman’s comp. We pay you know taxes as far as franchise tax and excise tax We’re getting tax to death as entrepreneurs, but yet we’re creating tax revenue by employing all these people right right but yet then when we go to borrow money. We have to prove to the bank that we have the ability to repay and what is the number one way you prove the ability to repay via bank and underwriting it’s tax returns okay so the reason why I say there’s a separation between the elitist and the average joes is the elitists. Don’t have to do that they have special programs for them bank margin loans and things of that nature where they.

Dont Have To Prove Based On

tax returns. They can prove based on bank statements. However, you know you and I we have to prove it based on tax returns. So if we don’t tell the irs how much money we make and then we try to turn around and tell the bank how much money we make it’s a no-go it has to be the same song in advance. So they’re participating together so that’s why I say that the middle class or lower class are getting taxed far more than the upper class, but that’s okay.

• banks
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• 2001 2002 bank america wanted
• actually starting banking career charlotte
• banks turning personal
• bank america corporation turning private
• bringing bank america charlotte north

Its Not That Im Saying Go Tax

them more I’m just saying let us play by the same rules right right right yeah one thing that’s hot and this is exactly what playing into what you’re talking about here is this notion of infinite banking. Can you give us a sense of what is infinite bank? It sounds well lovely. If I could tap into an infinite source of income that’d be lovely. But yeah give us a sense of that and how the the advantage it has over sort of the the traditional central banking that most people participate in yep so actually it’s insurance policies it’s actually whole life insurance policies, so you can funnel your income not all of it.

This Is Why Ive Also Have Replaced

your mortgage, which teaches the benefits and best practices of utilizing a first lien position home equity line of credit because. They both are great tools of preserving cash and I wouldn’t say eliminating but limiting taxation okay, so infinite banking concepts is. There are four tax codes that eliminate insurance from taxation. So you can actually funnel your money into a tax or not.

I Would Say A Tax-Free But To

a certain degree a tax deferred strategy insurance policy which is a whole life policy for the most part. There are some other products out there. But you know that they all have their advantages and disadvantages, but you have to think about where we’re at today because.

Summary

Bank of America Corporation turned over private customer data to federal authorities on people who hadn’t even been accused of any crime . Michael Lush is the founder and CeO of replace your mortgage and as you’ll find out he is very very passionate about giving you the tools you need to be financially free from all things woke . Lush says banks that that are turning over your personal data to the government are not your friend or in your back pocket and the government is somebody. You always have to keep an eye on that’s that’s why we have the republic that we have um so we have a republic, and it’s important to keep a watchful eye on the government, he says. Lush: “You have the power to be your own bank and be free from these woke warriors once and for all. I’m going to show you what you can do. It’s funny when you were bringing up Bank of American I was in Charlotte, North Carolina living at the time”…. Click here to read more and watch the full video